9 dicas para economizar seu dinheiro

9 dicas para economizar seu dinheiro Confira dicas rápidas para economizar dinheiro e melhorar suas finanças.

[{"selector":"#anim-93714767-2ff3-4781-835f-a069cfdb8406 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-5daa3213-c0b7-4ada-8dca-21dd0df560bf","keyframes":{"transform":["translate3d(102.13334%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a0d0999d-e336-4dc7-a503-96a79cfbc722","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0a9d23a7-5a8f-4c54-8826-3d3aa1dbe105","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-51feb77d-bdaa-4989-84cb-56c21780ddf9","keyframes":{"transform":["translate3d(-102.63852%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2d65349a-78bb-4c9f-9912-bc5ede6de6bd","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c9c3f447-96ed-41c5-85b3-e13c2c7e2516","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-c5e96d65-1e3c-4d38-aa47-28dfb83b9080","keyframes":{"opacity":[0,1]},"delay":250,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Não estabelecer metas financeiras: definir metas financeiras é importante. Sem isso, fica fácil gastar sem pensar. Estabeleça objetivos claros pra não perder o foco.

[{"selector":"#anim-ec7cec59-7266-4bb9-a08a-8b6456e69448 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-ee66b516-3fe6-4100-835f-e05c56651f05","keyframes":{"transform":["translate3d(102.13334%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e5c12c2f-f80f-409a-bda0-c6f53a1fb22c","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f47055e7-4cde-4fd5-ab15-e976ed0066fb","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-341c6eee-6af4-4613-8aba-8a5e499b3476","keyframes":{"transform":["translate3d(-102.63852%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-57ff3525-c974-4bb3-b28b-98445849bc10","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-76b1b793-947e-4432-bf2a-376b74d6b03a","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-dfe268ae-432d-4987-bd71-cdb1c956b035","keyframes":{"opacity":[0,1]},"delay":250,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Não ter um orçamento: ter um orçamento é muito importante. Com ele, você sabe exatamente pra onde vai seu dinheiro e pode evitar aqueles gastos extras desnecessários.

[{"selector":"#anim-574743f0-8ee4-412b-85c6-2d31fdc1caa0 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-93ff30f8-f907-4b54-84d5-00ecb7ba3ac5","keyframes":{"transform":["translate3d(102.13334%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3e8e29d8-253d-4d1d-a94a-9844682f1bee","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-173d484d-2a87-404d-b729-d7d293348571","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-6b75573d-22ef-486b-998e-1c4a0b4af839","keyframes":{"transform":["translate3d(-102.63852%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5f577dd5-0a74-42bc-a2fe-03460c7271a9","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f6a80d15-c20f-4f4c-a74f-4c82b3098531","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-8ab622bf-3951-49fc-9a1a-38165c876d84","keyframes":{"opacity":[0,1]},"delay":250,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Não controlar seus gastos: acompanhar o que você gasta faz toda a diferença. Assim, dá para ajustar o orçamento e evitar surpresas no final do mês.

[{"selector":"#anim-5617af2c-c37d-4280-a8e8-f351b3dfa16e [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-d67639ca-81a1-4527-b202-519e4920d450","keyframes":{"transform":["translate3d(102.13334%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8f5fc5ba-d049-4739-b8a0-bb24e68249d3","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-461f5d45-4c61-4759-b040-c563f7624abd","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-2eacc68d-4588-4609-80eb-1c78f3c6ac2a","keyframes":{"transform":["translate3d(-102.63852%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2f00b67a-cffc-4576-b3ab-59c2aefe3bd9","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0249ffa8-3b3c-4444-ad2f-87bd6edb610b","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-180aa4cf-5972-44cf-83e1-270b74550f32","keyframes":{"opacity":[0,1]},"delay":250,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Atrasar o pagamento das contas: pagar as contas em dia evita multas e juros, além de manter tudo em ordem. Coloca um lembrete no celular pra não esquecer.

[{"selector":"#anim-a380efa5-dea8-4c36-93a4-f9e7b7a6b26d [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-f5e82d13-767d-4ea8-8c0b-96b1f158e19b","keyframes":{"transform":["translate3d(102.13334%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1e43b3c4-e4c9-4d77-99a3-7dbb86f2f7b7","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0b933633-befe-421a-b70f-0cf0846bc5ac","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-0dae5542-7fe2-4f81-a3fe-02cdc129d6b9","keyframes":{"transform":["translate3d(-102.63852%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6c5ecba3-c72f-4b31-82ec-74348b9f2e87","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-913cacfa-6710-41b7-8e4c-884538c98e6c","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-327e92fd-bf39-43bf-bfef-ea010396ebd6","keyframes":{"opacity":[0,1]},"delay":250,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Pagar apenas o valor mínimo da fatura do cartão de crédito: sempre que puder, pague o total do cartão. Os juros são altos e pagar só o mínimo acaba saindo caro.

[{"selector":"#anim-9c26cf42-5fc0-4084-b860-d6be329c97ed [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-3ebeb9a5-b037-42b7-97fe-3ea36580c408","keyframes":{"transform":["translate3d(102.13334%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-188dad70-2f6b-440b-a1d5-e331039f4ef8","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ccc8843e-4847-4f3c-a26a-59a408beeb9d","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-3bff7c9f-3b97-46dc-9783-01460218a494","keyframes":{"transform":["translate3d(-102.63852%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2cd9870e-a910-4c6a-8311-1ef98fe0d47e","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d651e5e1-8be7-4a3b-9b36-e17d51839e33","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-dcfe1956-edad-4017-8034-d75b0fc54cc2","keyframes":{"opacity":[0,1]},"delay":250,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Não priorizar contas: se estiver apertado, pague primeiro as contas com juros mais altos. Isso ajuda a reduzir a dívida mais rápido.

[{"selector":"#anim-39c875fb-f09b-4263-b423-16a1602fcef7 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-b2747d9d-8143-47d3-9f3a-f21cc5ee177b","keyframes":{"transform":["translate3d(102.13334%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ae999838-77bb-457b-aa38-9f21f21cb590","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1887e55a-d64a-4652-a0f0-8c95f5e7b347","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-252956ba-4fb9-417b-9300-7911ccddca92","keyframes":{"transform":["translate3d(-102.63852%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f45ed9a7-6f76-4951-a27d-c3318494af8b","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-64308a05-5de8-43ae-af77-1cb2bfc412b6","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-a7f85704-daf2-489f-9e27-c11e5dcd7713","keyframes":{"opacity":[0,1]},"delay":250,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Fazer muitas compras online: cuidado com as compras online. É fácil se empolgar e gastar demais. Se puder, vá à loja física e pense bem antes de comprar.

[{"selector":"#anim-3c7bc8f5-b90a-4f5f-98be-24ae6b5e8d3e [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-8d07fc42-44ee-4a26-bc53-50c63bbe1290","keyframes":{"transform":["translate3d(102.13334%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-36c7ea7c-ed10-4ba3-b1f2-a038923606fb","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0b613473-cf24-4ea6-92a5-3cc0040dcd1c","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-8c9e5b52-a603-45a2-903f-3594db3e0f15","keyframes":{"transform":["translate3d(-102.63852%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5f7ba54a-cb23-409b-8ecf-c82af5e7e5a4","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-503f8116-50ad-4446-a8d8-438b9e1d04f3","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-c06f8198-5bae-4003-a538-f16e6905541b","keyframes":{"opacity":[0,1]},"delay":250,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Gastar dinheiro nas coisas erradas: pense bem antes de comprar. Se tem coisas que você não usa, é dinheiro jogado fora. Priorize o que realmente importa.

[{"selector":"#anim-4df417bc-c3ea-4a8d-b205-fdf1ce26f658 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-42eb3109-f2de-4841-8183-ced889abda85","keyframes":{"transform":["translate3d(102.13334%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f34f1aa3-aadd-4ab8-952f-bb4ebbfd5e6f","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-cac2ae29-7e39-484d-ae35-d488ce4af734","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-97997d06-cc8b-4269-977c-2b8eb15f2df2","keyframes":{"transform":["translate3d(-102.63852%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-be145d46-d5d3-41e3-a500-b9b7d2ea9244","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-da5e5220-f6ff-43e0-8138-dc338b9b6396","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-ca3ad444-a454-4e91-a1ff-5f2c433ca5f5","keyframes":{"opacity":[0,1]},"delay":250,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Não fazer nenhum esforço para economizar: mesmo que seja pouco, economizar é importante. Reserve um dinheirinho todo mês, isso pode fazer uma grande diferença no futuro.